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Six Months in Florida, Six Months in Ohio: The Retirement Medicare Advantage Wasn’t Built For
FG
FOMOGRAM Editorial Desk
Aug 3, 2026

EXECUTIVE SUMMARY
Splitting the year between two states sounds like a retirement dream, but the Medicare Advantage plan that looked perfect in Ohio may treat every Florida doctor visit as if you crossed into foreign territory.
Splitting the year between two states sounds like a retirement dream, but the Medicare Advantage plan that looked perfect in Ohio may treat every Florida doctor visit as if you crossed into foreign territory.
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