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Bobcat’s Buyout Includes Just 3 Months of Health Coverage. For a 62-Year-Old, Claiming Social Security to Bridge the Gap Could Backfire.
FG
FOMOGRAM Editorial Desk
Aug 4, 2026

EXECUTIVE SUMMARY
Accepting a voluntary buyout at 62 can feel like permission to retire, until the health insurance bill arrives and one reflexive move quietly locks in a financial penalty that compounds for decades.
Accepting a voluntary buyout at 62 can feel like permission to retire, until the health insurance bill arrives and one reflexive move quietly locks in a financial penalty that compounds for decades.
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