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At 68, Everyone Told Him to Pay Cash for the Downsized Home. Social Security Helped Him Qualify for a Mortgage Instead.
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FOMOGRAM Editorial Desk
Aug 6, 2026
EXECUTIVE SUMMARY
The conventional wisdom says retirees should never carry a mortgage, but a lender's little-known calculation can make a Social Security check worth more on paper than it is in the mailbox.
The conventional wisdom says retirees should never carry a mortgage, but a lender's little-known calculation can make a Social Security check worth more on paper than it is in the mailbox.
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