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The Average American Savings Account Earns 0.38% APY. Here’s How Much That’s Costing You
FG
FOMOGRAM Editorial Desk
Aug 7, 2026
EXECUTIVE SUMMARY
Your bank calculates exactly how much interest it owes you each year, and it is quietly counting on you to never do that same math yourself.
Your bank calculates exactly how much interest it owes you each year, and it is quietly counting on you to never do that same math yourself.
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