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56% of Workers Plan to Retire at 65 or Later. The Average American Is Out at 62, and Not by Choice.

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FOMOGRAM Editorial Desk
Aug 7, 2026
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56% of Workers Plan to Retire at 65 or Later. The Average American Is Out at 62, and Not by Choice.
EXECUTIVE SUMMARY

Most workers have a retirement date circled on the calendar, and most workers will miss it by years, not by choice but by circumstance. The numbers behind that gap reveal a financial blind spot that affects nearly half of all retirees.

Most workers have a retirement date circled on the calendar, and most workers will miss it by years, not by choice but by circumstance. The numbers behind that gap reveal a financial blind spot that affects nearly half of all retirees.

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